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Tag Archive: #backtoschool

  1. Get Ready For The New School Year With LCU.

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    Get Ready For The New School Year With LCU.

    With the new school year just around the corner, parents across the UK are beginning the annual task of ensuring their little ones are fully equipped.

    But with the nation still in the throes of a cost-of-living crisis, the prospect of forking out hundreds of pounds for school uniforms and new equipment is likely to be giving many parents sleepless nights.

    And that figure is no exaggeration; according to the Schoolwear Association, the average cost of compulsory secondary school uniform in England in 2024 is £92.35 per pupil. While slightly less than 2023’s figure of £96.24, this still represents a significant outlay, especially for households with multiple school-aged children.

    While new laws around schools helping parents clothe their kids for less should help cut some of the cost, there are other ways to keep the expense of buying uniforms manageable. These include:

    Shopping at supermarkets.

    Most supermarkets have good-sized clothing sections these days and many of them do an excellent line in school uniforms. So long as your child’s school allows generic clothing, plain coloured items with no badges or branding can be picked up at massively reduced prices.

    If your child does require clothing with a logo, it may be possible to buy a generic item of clothing and iron or sew a badge on yourself.

    Hit the sales.

    Retailers like Sainsburys and Marks & Spencer offer clothing discounts across their entire ranges a few times a year. Check out what offers are currently available online and, if you get your timing right, you could get as much as 25% off the cost of a school uniform.

    Buy second-hand uniforms from your child’s school.

    If you’re lucky, your child’s school will host second-hand uniform sales a few times a year, enabling you to pick up everything they’ll need for the next 12 months at a fraction of the first-hand price.

    School or council support.

    Some councils and schools offer financial support, so use the Government’s postcode checker tool to see if your local council can help, or contact your children’s school directly.

    Look for a bargain online.

    eBay and Facebook Marketplace often throw up offers that look too good to be true, so remember to check their websites regularly. And don’t dawdle if you do see something useful – good deals usually get snapped up in no time at all.

    When it comes to equipment, your little one’s needs will vary depending on whether they attend primary or secondary school but the items of equipment most commonly required are:

    Stationery.

    Although plenty of schoolwork is done on computers and laptops these days, schoolchildren are still expected to carry an extensive list of stationery items with them. The essentials include:

    • Pens
    • Pencils
    • Rubber
    • Pencil sharpener
    • Pencil case
    • Ruler
    • Compass
    • Protractor
    • Set square
    • Calculator 
    • Glue stick
    • Scissors
    • Notebooks
    • Folders

    The good news is that stationery is both relatively inexpensive and long-lasting. Retailers like WHSmiths and Rymans currently have sales or multi-buy offers on back-to-school essentials so keep an eye on their websites and take advantage of any bargains to keep your costs down.

    It’s also worth asking family and friends with kids who have left school if they have any kit left over that you could buy used or just take off their hands. Similarly, charity shops often have plenty of equipment to choose from, as do pound shops and online marketplaces.

    The cheapest way to pick up specialist maths equipment is to buy it as a set, while basic calculators can be picked up from most supermarkets from as little as £10. 

    Electronics and accessories.

    If you need to buy your child a laptop, you’ll want to get one that’s light enough for them to carry around, small enough to be easily transportable and that holds enough charge to get them through a school day.

    If the cost of buying a new laptop is prohibitive, don’t worry – refurbished laptops are easily available in shops and online and offer an affordable way to purchase a high specification laptop at a reduced price. Check out Refurbished Laptops for high quality devices that have been tested to guarantee they’re as good as new and wiped clean of previous data.

    Back to school September 2024.

    If you’re a parent, the fact that the new school year also means a new set of costs is something you’re probably all too familiar with.

    If you’re concerned about how you’ll pay for new uniforms and equipment this year, our Family Loans allow you to borrow as much as £1,250 to help cover the cost. For more information, click here.

  2. Reducing The Cost Of Sending Your Child Back To School.

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    Reducing The Cost Of Sending Your Child Back To School.

    The school summer holidays are in full swing but every savvy parent knows that it’s never too soon to start gearing up for back-to-school season.

    While it’s an exciting time for students to reconnect with friends and embark on new educational journeys, it can also be a financially challenging time for many households, especially as the preceding weeks can often be very expensive themselves.

    So how can people reduce the financial burden and make the back-to-school season more affordable? 

    Plan ahead.

    One of the most effective ways of reducing the cost of sending your child back to school is simply to plan ahead.

    By making a list of all the essential items your child will need for the upcoming academic year early, you’ll have more time to search for deals, compare prices and take advantage of sales.

    Your list should include school supplies like pens and pencils, uniforms, textbooks, new technology and other necessary expenses. If you want to make sure you haven’t forgotten anything, have a look on your child’s school’s website – many schools publish a list of what essentials are necessary for pupils each year to make your task a little easier.

    Look out for second-hand sales.

    Lots of schools and communities host second-hand sales or exchanges where parents can buy and sell gently-used school uniforms, books and other essentials, so get on social media and find out if any events are taking place near you.

    These events can be a goldmine for cost-conscious parents, as they offer quality items at a fraction of the original cost. By participating in these sales, you not only save money but also contribute to sustainable and eco-friendly practices too.

    Be aware of deals and discounts.

    Keep an eye out for deals and discounts from various retailers and online platforms. Many stores offer back-to-school promotions and buying in bulk can sometimes result in significant cost savings.

    Using cashback apps or rewards programs to earn extra savings on your purchases is a great idea too.

    Contact your local credit union.

    Credit unions are committed to supporting the communities in which they operate and providing financial solutions to their members. When it comes to back-to-school expenses, they can offer people small, affordable loans with competitive interest rates and flexible repayment terms to help people cover the cost.

    They can also provide access to dedicated savings accounts which can be used exclusively for back-to-school expenses. By depositing a small amount regularly throughout the year, you’ll have a substantial sum saved up when the back-to-school season arrives, reducing the need for last-minute panic buying.

    Credit unions can also provide money and budgeting services to help households make the most of their resources during the back-to-school season. By setting a realistic and affordable budget, people can more easily resist the temptation to overspend on non-essential items, while involving your child in budgeting discussions can also be an excellent way to teach them about money management from an early age.

    How Leeds Credit Union can help.

    Sending your child back to school doesn’t have to break the bank. By planning ahead, budgeting and taking advantage of second-hand sales, deals and discounts, people can reduce the financial strain and make the back-to-school season more manageable. 

    For more information about the ways in which Leeds Credit Union can help, click here.