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Tag Archive: #blackfriday

  1. How To Make The Most of Black Friday 2025.

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    How To Make The Most of Black Friday 2025.

    Taking place on the first Friday after Thanksgiving, Black Friday is an historically American event that used to mark the beginning of the Christmas shopping season and give high street retailers the opportunity to get their finances ‘out of the red and into the black’.

    These days, however, Black Friday takes place in countries all over the world, both in stores and online, and is one of the most eagerly anticipated days of the year among bargain hunters and shopaholics alike, with everything from clothes to homeware to brand new tech all available for less.

    And, in fact, it no longer takes place for just 24 hours, with many retailers offering deals over the entire week leading up to Black Friday itself (which, this year, takes place on Friday, November 28th) and often for another week afterwards, in celebration of Cyber Monday, Black Friday’s formerly online-only equivalent.

    What this all means is that the 2-weeks surrounding Black Friday represent a fantastic opportunity to save money on items you’ll be buying for your nearest and dearest for Christmas or for yourself as a treat.

    So what are the best ways to beat the crowds and make sure you pick up some bargains? Here are our top-tips.

    1. Do your research.

    Whatever you’re in the market for, do some investigating to find out the good from the bad before the sales begin. You’re better off paying slightly more for a good quality product than slightly less for something that will need replacing in six months.

    The same goes for brands too – familiarise yourself with the best and worst reviewed brands early and you’ll be able to tell the bargains from the ‘best avoided’ once the sales begin.

    1. Make a list.

    Both online and in shops, Black Friday is almost always busy, so make a shopping list of the things you want, as well as what everyone wants for Christmas, and keep it with you at all times. With multiple discounts and offers vying for your attention, having a list handy will keep you focussed.

    1. Know your price history.

    Similar to point #1 and especially important if you’re in the market for a specific item, knowing its pre-sale RRP will help you work out whether any sale prices represent good value for money or not. Checking to see if the product you’re after has been on sale recently and, if so, how much for is also worth considering.

    1. Make a list of retailers that sell the item you want.

    With the days around Black Friday being so busy, it’s not unusual for websites to crash due to heavy traffic or shops to sell out of certain products. If this happens while you’re trying to buy something, knowing which other stockists sell the item you want will give you a headstart on other shoppers and increase your chances of still landing that bargain.

    1. Set up online accounts now!

    By entering your billing and delivery details in advance, you’ll be able to complete any transactions and check out quickly and easily before the best sale items start disappearing online, giving you the upper hand if multiple shoppers are after the same items as you.

    1. Look at the price, not the saving.

    Some items spend more time on sale than they do at full price, so treat discounts with suspicion and never pay more than you’re willing to for something just because it offers a supposed ‘saving’.

    For example, if you have £50 set aside for an electrical item, don’t be tempted to spend £75 on it just because it’s reduced from £150 – there’s a fair chance it won’t actually have been on sale at full price since it first launched.

    1. Charge your phone before hitting the shops.

    In the era of smartphones, you can shop in two places at once so make sure your phone has as close to 100% battery before you head to the high street so you can really shop around. Then, when you’re browsing the aisles in Currys, you can compare prices against online retailers to ensure you get the best possible price.

    1. Sign up to newsletters.

    Most retailers have newsletters you can subscribe to for free and doing so in advance of Black Friday can be a shrewd idea as they might well offer you early access to deals or additional discounts on certain items.

    1. Monitor social media.

    As well as signing up for their newsletters, it’s a good idea to also follow your favourite retailers and brands on Facebook, Twitter and Instagram, as these are often the first places their offers are advertised.

    Happy shopping!

    It can be easy to overspend when big sales roll around and there are none bigger than Black Friday but so long as you stick to a budget you can afford, the coming weeks should offer plenty of opportunities to save money on items you’ll be buying in time for Christmas.

    If you need help paying for items in the run-up to Christmas, we offer small loans of £250 to our members and joining our credit union couldn’t be simpler – for more information, click here.

  2. How To Avoid Black Friday Scams.

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    How To Avoid Black Friday Scams.

    Taking place on Friday, November 28th, Black Friday is fast approaching, bringing with it the promise of early deals for budget-conscious shoppers gearing up for the festive season. Originating in the United States, this shopping phenomenon has now become a global tradition, drawing the participation of tens of thousands of brands and retailers across the UK. However, as the popularity of online shopping continues to rise, so does the risk of falling victim to internet scams. 

    Here’s our guide on how to safeguard yourself and your finances during this busy shopping period.

    Don’t fall for false tracking codes.

    A prevalent scam involves receiving false tracking codes via email, purportedly from a delivery company. Clicking on the link provided can lead to a fake website seeking personal and banking details or infecting your computer with malware.

    How to avoid.

    Use only the official app or tracking website provided by the retailer or delivery company. Be cautious of emails with alarming subject lines urging you to click on links for supposed delivery updates.

    Beware ‘Wrong Bank Details’ emails.

    Another common scam involves receiving an email from someone posing as an online retailer, claiming there’s an issue with a recent transaction and urging you to update your bank account details. These deceptive emails often contain links to fraudulent websites designed to capture your card and bank information. To protect yourself, always verify the legitimacy of such emails by contacting the retailer directly, avoiding assumptions even if the email displays the company logo.

    How to avoid.

    Exercise caution if a retailer urgently requests changes to your bank details, especially if it claims a risk of losing an order. When in doubt, contact the retailer directly.

    Verify discount codes and offers.

    Fraudsters may send fake discount codes or sales offers through text or email during the Black Friday frenzy. Shoppers, excited by the prospect of a bargain, might forget to verify the authenticity of the provided link.

    How to avoid.

    Always confirm the legitimacy of an offer or discount directly on the retailer’s official website.

    Beware of purchase scams.

    During Black Friday, scammers often advertise tech products at unbelievably low prices to attract buyers. Once the buyer makes a bank transfer, the criminals vanish without delivering the promised goods.

    How to avoid.

    Exercise caution with offers that seem too good to be true. Verify the legitimacy of the seller by checking customer reviews before making any payments.

    Guard against brute force attacks.

    Retailers frequently experience surges in ‘brute force attacks’, where scammers attempt to break into customer accounts by guessing login details. If a company notifies you of a password change that you didn’t initiate, contact them immediately to prevent potential unauthorised access. If your debit or credit card is linked to the compromised account, consider placing a temporary freeze on the card through your bank.

    How to avoid.

    Stay vigilant for unexpected password change notifications and promptly notify the company if it wasn’t initiated by you.

    Make the most of the Black Friday sales with Leeds Credit Union.

    Potential scams aside, most retailers take part in Black Friday these days, so the next couple of weeks should offer lots of opportunities for shoppers to get a headstart on their Christmas shopping while also saving a significant amount of money.

    If you need a hand covering the cost of the festive season, you can borrow between £250 and £25,000 with one of our affordable loans. Find out more here.

  3. Our Top Five Money-Saving Offers This Black Friday!

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    Our Top Five Money-Saving Offers This Black Friday!

    Black Friday is just around the corner, so now is the perfect time to snag some incredible deals and save big. To help you make the most of this shopping extravaganza, we’ve compiled a list of five money-saving offers you won’t want to miss this Black Friday.

    1. Electronics.

    Upgrade your gadgets and tech gear with big discounts on electronics this Black Friday. From TVs to smartphones, laptops to smart home devices, retailers across the UK are offering significant tech discounts – like this Blink Outdoor Smart Security Camera, now 60% off!

    2. Fashion and Apparel Sales.

    With sites like ASOS offering up to 70% off, you can revamp your wardrobe for less this Black Friday with fantastic deals on fashion and apparel. Many popular clothing brands and retailers are slashing prices on everything from cosy winter essentials to stylish party wear.

    3. Home and Kitchen Essentials.

    Upgrade your living space without breaking the bank by taking advantage of Black Friday deals on home and kitchen essentials. Whether you need new furniture, kitchen gadgets or home decor items, you’ll find great discounts on a wide range of products – like this MisterChef Pro Standing Mixer.

    4. Beauty and Wellness Products.

    Treat yourself to some self-care this Black Friday with discounts on beauty and wellness products. This No7 The Skincare Discovery Collection 5 Piece Gift Set is the perfect gift for anyone looking to refresh their skincare routine!

    5. Travel and Experiences.

    Plan your next adventure at a fraction of the cost with Black Friday discounts on travel and experiences. Whether you’re dreaming of a weekend getaway, a luxury spa retreat or some thrilling outdoor activities, many travel companies are offering unbeatable deals that will make your travel aspirations a reality.

    This Black Friday, make the most of these money-saving offers to stretch your budget further and enjoy incredible savings on a variety of products and experiences. Remember to shop wisely, compare prices and consider your purchases carefully to make the most of this shopping event!

    Stay tuned for more savings tips and financial insights from Leeds Credit Union in the run-up to Christmas!