Looking for a loan? Apply here!
Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors

Tag Archive: Christmas

  1. It’s Never Too Early To Open A Christmas Club Account!

    Comments Off on It’s Never Too Early To Open A Christmas Club Account!

    It’s Never Too Early To Open A Christmas Club Account!

    With the festive period having only recently come to an end, the last thing many people want to think about is next Christmas. 

    But if Christmas 2025 put a financial strain on your household, one of the best ways to ensure it doesn’t happen again this year is to start planning for it in advance. In fact, you could do a lot worse than to start planning for it right now, with one of our Christmas Club savings accounts! 

    Read on to find out about their benefits!

    1. Early Planning, Lasting Joy.

    The earlier you start saving for Christmas, the more you can spread out your financial commitments. By opening one of our Christmas Club accounts now, you’ll have ample time to build up your savings. This ensures that when the holiday season arrives, you can focus on creating magical moments with your loved ones without worrying about the financial strain.

    1. Avoiding the Debt Trap.

    One of the pitfalls many people encounter during the festive season is accumulating debt. By saving in advance through a Christmas Club account, you can break free from the cycle of credit card debt and high-interest loans. Our bespoke savings account provides you with a disciplined approach to saving, helping you avoid unnecessary financial stress in the run-up to – and aftermath of – the holidays.

    1. Flexible Saving Options.

    Life is unpredictable and we understand that circumstances can change, which is why our Christmas Club account offers flexible saving options, allowing you to contribute according to your financial capacity. Whether you choose to deposit a fixed amount regularly or make occasional lump-sum contributions, our account is designed to accommodate your unique needs.

    1. Community-Centric Approach.

    By choosing Leeds Credit Union, you’re not just opening an account, you’re becoming part of a community that cares. Our Christmas Club is built on the principles of community support and financial inclusion and your savings will contribute to a shared pool that benefits all members, fostering a sense of unity and mutual support.

    1. Limited Access to Your Funds.

    Trust us, that’s a good thing!

    Because our Christmas Club accounts are specifically designed for the festive period, you can only withdraw funds from the 1st of November onwards, meaning there’s no chance of your hard-earned Christmas budget getting accidentally spent in the middle of summer!

    Then, between November 1st and December 24th, you can make unlimited withdrawals in branch, online or via our mobile app, allowing you to buy that perfect gift or cover an unforeseen Christmas expense, stress-free.

    Take the stress out of saving with LCU.

    Next Christmas, why not give yourself the gift of financial peace of mind?

    By starting to save for Christmas 2026 early with one of our Christmas Club accounts, you can look forward to a holiday season filled with joy, laughter and cherished memories. Click here to open yours today!

  2. Leeds’ Best Christmas Activities 2025!

    Comments Off on Leeds’ Best Christmas Activities 2025!

    Leeds’ Best Christmas Activities 2025!

    The holiday season is here, and Leeds is buzzing with festive cheer and family-friendly events to make your Christmas and New Year’s unforgettable. Whether you’re looking for Santa, a good panto or outdoor adventures, there’s something for everyone. 

    Here are our top three Christmas activities for 2025!

    Christmas at Temple Newsam.

    Step into the magic of Christmas with a visit to Father Christmas at Temple Newsam. Share your festive wishes with him and receive a special gift, then head off to explore the brand-new Christmas tree trail set around the grounds.

    Afterwards, enjoy a cosy festive story time with Mrs Claus as she brings seasonal tales to life in the beautiful surroundings of Temple Newsam. There’s also the chance to explore the stunningly decorated house on a guided tour, along with a range of other Christmas events to make your visit truly memorable.

    You can celebrate Christmas at Temple Newsam up until Sunday, January 4th.

    Temple Newsam, Temple Newsam Road, Leeds. LS15 0AE.

    Ice Cube.

    Ready to glide into the festive season on Millennium Square? Then lace up your skates, because Ice Cube is back by popular demand this winter!

    This impressive 400-square-metre ice rink sits right in the heart of the city, complete with a transparent roof so you can skate beneath the sparkling Christmas lights. The rink is open daily for public skating, and at weekends the popular Penguin Club offers children a fun and safe way to learn the basics on the ice.

    The Ice Cube is open until Wednesday, December 31st.

    Millennium Square, Calverley Street, Leeds. LS2 3AD.

    Sleeping Beauty.

    Step into the magical world of Sleeping Beauty this Christmas as the much-loved pantomime returns to the stage. Featuring dazzling sets, stunning costumes, catchy songs and plenty of audience participation, it’s the perfect festive treat for the whole family and not to be missed.

    Sleeping Beauty is on at The Carriageworks Theatre until Sunday, January 4th, with tickets available from just £16!

    Carriageworks Theatre, The Electric Press, 3 Millennium Square, Leeds. LS2 3AD.

    Stay in control of your finances this Christmas!

    However you decide to spend the festive period, we can help make it more affordable with one of our Christmas Loans. For more information and to see how much you could borrow, click here.

    From all of us at Leeds Credit Union, we wish you a happy, healthy and prosperous holiday season!

  3. LCU – Making Christmas More Affordable.

    Comments Off on LCU – Making Christmas More Affordable.

    LCU – Making Christmas More Affordable.

    LCU is delighted to announce that we’ve launched an incredible £20million campaign to keep Christmas more affordable for our members!

    To help families make their money go further this festive season, we’re offering affordable and flexible loans ranging from £250 to £25,000, available from now until Christmas and serving as a much safer, more reliable and cost-effective option than turning to costly doorstep lenders or even dangerous loan sharks. 

    This year’s campaign builds on the success of previous Christmas initiatives and follows fresh feedback from our members, many of whom said they are facing significant financial pressures amid rising living costs. As a result, members can also tailor their Christmas Loan repayment plans to suit their circumstances.

    James Brown, our CEO, said: “Every year, our members tell us that Christmas brings added financial pressure, and this year those pressures are sharper than ever.

    “By turning to Leeds Credit Union for support, our members collectively save around £20 million compared to what they might otherwise pay in high-interest loans. As a not-for-profit organisation, every pound we save or earn goes back into supporting our members and the wider community.

    “Affordable credit doesn’t just prevent debt, it provides dignity, stability, and peace of mind at a crucial time of year.”

    Applications for the Christmas Loan are open now via the link below or at local branches across the region!

    https://leedscreditunion.co.uk/loans/

  4. Budgeting Tips For Christmas 2025.

    Comments Off on Budgeting Tips For Christmas 2025.

    Budgeting Tips For Christmas 2025.

    It may only be October but Christmas is on its way and it’s clear that, for many families, finding extra money to pay for this year’s festivities is going to be easier said than done.

    The good news is that, with a little financial planning, you can make your money stretch further than you think. Here are our top Christmas budgeting tips!

    1. Be realistic about what you can afford.

    Christmas is only one day and it’s not worth getting into debt for, so don’t try and throw your family a dream Christmas with all the trimmings – stick to what you can afford.

    This budget planner from MoneySavingExpert has lots of good ideas on managing your money.

    1. Make sacrifices.

    They don’t have to be significant but, as the saying goes, every little helps. For example, if you stop buying a £2.50 coffee every morning before work over the coming weeks, you could save approximately £100 and add it to the Xmas fund instead.

    1. Start shopping asap.

    Ongoing supply chain issues are likely to see prices rise and availability fall in the runup to Christmas, so keep your ‘people to buy for’ list handy and if you see something suitable at a discounted price, buy it now. 

    1. Don’t be a snob.

    Don’t get the most expensive turkey, stuffing and gravy you can find, shop around for cheaper alternatives. Higher brand goods don’t necessarily mean better quality and once they’re on the table, nobody’s likely to ask where they came from anyway. The same goes for accessories like crackers and wrapping paper. 

    1. Only buy presents for immediate family.

    Handing out presents to everyone you know is all well and good but, if money’s tight, remember you’re not obliged to buy anyone anything.

    If you’re determined to buy gifts for colleagues, friends and extended family members as well as your nearest and dearest, why not agree to a £5 or £10 cap on presents?

    1. Get creative.

    Instead of buying presents this year, why not make them? This list of Xmas gifts you can make yourself has an abundance of great, affordable ideas anyone would be delighted to receive on December 25th.

    1. Shop around.

    There are plenty of bargains to be had if you know where to look so keep an eye on ebay and Facebook Marketplace. If you’re shopping in person, have a look in your local charity shop and always remember to compare highstreet prices v online prices before making a purchase.

    1. Sell to buy.

    Most of us have at least a few items we could live without so, if you’ve got anything you haven’t used for a while, why not sell it and put the profits towards Christmas?

    1. Keep an eye on Black Friday deals.

    Black Friday used to refer to the sales that took place on the Friday after Thanksgiving in America. Now Black Friday lasts for weeks and, thanks to online shopping, is available all over the world!

    This year’s event officially begins on Friday, November 28th, but keep an eye on your favourite shops, their websites and Amazon in particular for information about pre-sale offers.

    1. Plan your journeys now.

    If you’re going to be using trains to get around over the festive period, book your tickets asap – discounted tickets usually go on sale around 10 weeks before the date of travel and sell out fast. 

    Find out how Leeds Credit Union can help you.

    Christmas on a budget doesn’t mean Christmas is cancelled. With small loans of £250 available to our members, joining our credit union could help make your Christmas one to remember – find out how to join here.

  5. Things To Do In Wakefield This Christmas.

    Comments Off on Things To Do In Wakefield This Christmas.

    Things To Do In Wakefield This Christmas.

    As the holiday season approaches, Wakefield transforms into a hub of festive activities perfect for families. Here are the top five events to make your Christmas and New Year’s celebrations memorable:

    Santa Underground at the National Coal Mining Museum.

    Experience a unique festive adventure by descending 140 meters underground to meet Santa in his grotto this Christmas! 

    Children receive age-appropriate gifts and a certificate, making it a memorable experience for all. However, the experience is only available on December 23rd and 24th so book asap to avoid disappointment!

    National Coal Mining Museum, Caphouse Colliery, New Road, Overton, Wakefield. WF4 4RH.

    The Christmas Experience at Lotherton Hall.

    Until January 5, 2025, Lotherton Hall is offering a magical journey through the enchanting world of Christmas! 

    Families can visit Santa in the North Pole, craft in the Elf Village and explore the Christmas Traditions Woodland Walk and Fairy Dell! And if that’s not enough, you can also take in Lotherton Hall’s enchanting grounds and gardens, all full of light displays and interactive installations!

    Lotherton Hall, Off Collier Lane, Lotherton Lane, Aberford, Leeds. LS25 3EB.

    MumblerFestive Family Fun Day.

    MumblerFestive is an all-inclusive family fun day that features Christmas parties, crafts, soft play and a huge variety of other activities!

    The best bit? A family ticket (2 adults and up to 3 children) is only £20 plus booking fee!

    Christmas at Wakefield Museum for SEND Families.

    Join Wakefield Museum this Christmas for free festive activities and crafts tailored for SEND (Special Educational Needs and Disabilities) families!

    Visitors can expect to explore the sights, smells and textures of Christmas, get hands-on with toys from the past, craft colourful Christmas decorations and more, all in an accessible environment that is both guide dog and assistance dog friendly.

    Wakefield Museum, One Burton Street, Wakefield. WF1 2EB.

    New Year’s Eve Gala Night at Holiday Inn Leeds-Wakefield.

    Celebrate the arrival of 2025 in style at the Holiday Inn’s New Year’s Eve Gala Night. Enjoy an evening filled with entertainment, delicious food, festive cheer… and a disco until 2am!

    Holiday Inn Leeds Wakefield, M1 J40, Queens Drive, Ossett, Wakefield. WF5 9BE.

    Tips for a Budget-Friendly Holiday Season.

    At Leeds Credit Union, we understand the importance of enjoying the holidays while staying financially secure. Here are some quick tips to make the most of these events:

    • Plan ahead: Look for discounts and family tickets when booking events.
    • Pack snacks: Bringing your own food can save on costs when attending outdoor activities.
    • Set a budget: Allocate a set amount for holiday outings to avoid overspending.

    Stay in control of your finances this Christmas!

    However you decide to spend the festive period, we can help make it more affordable with one of our Christmas Loans. For more information and to see how much you could borrow, click here.

    From all of us at Leeds Credit Union, we wish you a happy, healthy and prosperous holiday season!

  6. Leeds’ Best Christmas Activities 2024.

    Comments Off on Leeds’ Best Christmas Activities 2024.

    Leeds’ Best Christmas Activities 2024.

    The holiday season is here, and Leeds is buzzing with festive cheer and family-friendly events to make your Christmas and New Year’s unforgettable. Whether you’re looking for magical lights, creative activities, or outdoor adventures, there’s something for everyone. Leeds Credit Union is proud to highlight some of the best ways to enjoy the season without breaking the bank.

    Winter Wonderlands at Tropical World and Roundhay Park.

    Bring the family to Tropical World, where the vibrant indoor jungle has been transformed into a festive haven – Mango the Meerkat’s Tropical Christmas!

    Discover twinkling lights, seasonal decorations and the magic of exotic wildlife. And why not pair your visit with a winter stroll through Roundhay Park, which offers breathtaking scenery, perfect for a brisk walk or a family photo session? 

    Taking place until January 5th, admission to Tropical World is affordable, making it a budget-friendly option for holiday fun this year!

    Tropical World, Mansion Lane, Roundhay, Leeds. LS8 2HH.

    Visit the Leeds Christkindelmarkt.

    The Millennium Square German Christmas Market is a must-see. With its traditional wooden chalets, festive food stalls, and warm drinks, it’s an enchanting experience for all ages. Kids will love the carousel rides and live music, while parents can enjoy browsing unique gifts and sampling mulled wine. Entry is free, and it’s a great way to soak in the holiday atmosphere.

    Millennium Square, Leeds. LS2 3AD.

    Magical Lanterns at Temple Newsam.

    Temple Newsam’s Illuminated Trail is back and better than ever!

    Wander through the estate’s gardens and admire the dazzling light displays and interactive installations. This event is a treat for children and adults alike, offering a unique blend of art and nature. Advance booking is recommended, so plan ahead to secure your spot for this awe-inspiring evening.

    Temple Newsam, Temple Newsam Road, Leeds. LS15 0AE.

    Leeds Playhouse Festive Performances.

    Experience the magic of live theatre with a festive show at Leeds Playhouse. This year’s lineup includes classic productions like The Lion, The Witch and The Wardrobe and family pantomimes filled with laughter and holiday spirit. Theatre outings are a fantastic way to create cherished memories with your loved ones, and many performances offer family ticket deals!

    Playhouse Square, Quarry Hill, Leeds. LS2 7UP.

    Tips for a Budget-Friendly Holiday Season.

    At Leeds Credit Union, we understand the importance of enjoying the holidays while staying financially secure. Here are some quick tips to make the most of these events:

    • Plan ahead: Look for discounts and family tickets when booking events.
    • Pack snacks: Bringing your own food can save on costs when attending outdoor activities.
    • Set a budget: Allocate a set amount for holiday outings to avoid overspending.

    Stay in control of your finances this Christmas!

    However you decide to spend the festive period, we can help make it more affordable with one of our Christmas Loans. For more information and to see how much you could borrow, click here.

    From all of us at Leeds Credit Union, we wish you a happy, healthy and prosperous holiday season!

  7. Cost-effective, Last-Minute Christmas Gifts!

    Comments Off on Cost-effective, Last-Minute Christmas Gifts!

    Cost-effective, Last-Minute Christmas Gifts!

    The hustle and bustle of the festive season can often lead to a last-minute scramble for the ideal Christmas present. But fear not, LCU is here with suggestions for thoughtful last-minute gift ideas that your family will love and that won’t break the bank! 

    Local Artisan Crafts.

    Support local businesses by choosing handmade, local crafts or artisanal products as unique gifts. Etsy is a great place to find local, small businesses and one-of-a-kind creations that make thoughtful presents and help your local community thrive.

    Gift Cards with a Twist.

    Pick up a gift card for local businesses or cafes your loved one enjoys. This will allow them to choose their gift while supporting small businesses in our community. 

    Digital Gifts.

    In this digital age, consider gifting e-books, music subscriptions, or online courses that align with things your friends and family enjoy. It’s convenient and shows them that you care! 

    Personalised Experiences.

    Create lasting memories by gifting experiences such as a virtual cooking class or a day out exploring local attractions. These experiences are sure to be cherished long after Christmas is over!

    The Gift of Financial Wellness.

    Consider the gift of financial security by introducing your loved ones to the benefits of saving with Leeds Credit Union. Contributing to their savings account can help them start the new year on the right financial footing. 

    Remember, Christmas isn’t about how much you spend; the best gifts come from the heart and reflect how much you care for those closest to you. 

    This year, as we approach the season of giving, let’s prioritise meaningful gestures over high ticket prices. From all of us at Leeds Credit Union, may your Christmas be filled with joy!

  8. Enjoy a Stress-Free Festive Season With Our Christmas Club Accounts!

    Comments Off on Enjoy a Stress-Free Festive Season With Our Christmas Club Accounts!

    Enjoy a Stress-Free Festive Season With Our Christmas Club Accounts!

    As the holidays approach, many of us may start to feel the pressure of managing the associated expenses, like buying gifts, arranging celebrations and planning journeys to visit family and friends.

    Luckily, our Christmas Club savings accounts are here to help you enjoy a stress-free holiday by enabling you to start saving early!

    Why Choose the Christmas Club?

    1. Dedicated Savings for the Festive Season.

    The Christmas Club is a special savings account that encourages you to save for the holiday period well in advance. You can contribute throughout the year, with the funds only accessible in November, just in time for the Christmas rush. This system keeps your savings secure and prevents the temptation of dipping into them early, ensuring you have enough money set aside for when the festive expenses begin.

    1. Avoid Credit Card Debt and High-Interest Loans.

    Christmas Club accounts also stop you from relying on credit cards or high-interest loans to cover your Christmas costs. By saving regularly, you’ll have a dedicated pot of money for gifts, food and any other holiday expenses, helping you avoid the debt trap many fall into around the holidays.

    1. Manageable, Consistent Savings.

    Instead of facing large, last-minute holiday costs, the Christmas Club allows you to spread your savings across the year. Whether it’s weekly or monthly, contributing smaller amounts over time makes it easier to manage your budget and reduces the strain on your finances in the lead-up to Christmas.

    1. Security and Peace of Mind.

    We ensure that your money is safe and protected. Unlike informal savings methods, such as putting money aside at home, your Christmas savings with LCU are secured in a proper account with full access to your balance once November arrives. You can trust that your holiday funds will be there when you need them.

    1. Simple, Hassle-Free Setup.

    Opening a Christmas Club account is easy and hassle-free!

    We offer flexible deposit options, allowing you to save at your own pace. The account is specifically designed for members to build savings without the complexity of a typical high-street bank account.

    Start Early, Enjoy More.

    Saving early with the Christmas Club not only helps you manage your finances better, it also brings peace of mind knowing you are prepared for the festive season. Imagine enjoying your holidays without the stress of bills looming over you in January! By planning now, you can focus on the important things: time with loved ones, celebrations and creating joyful memories.

    If you’re looking for a smart, reliable way to handle your winter expenses, join Leeds Credit Union’s Christmas Club today and make this Christmas one to remember!

    For more information or to apply for a Christmas Club account, click here.

  9. Get Ahead Of The Holidays With A Christmas Club Account.

    Comments Off on Get Ahead Of The Holidays With A Christmas Club Account.

    Get Ahead Of The Holidays With A Christmas Club Account.

    UK Savings Week may be coming to an end but that doesn’t mean it’s time to stop saving, especially with the festive season closer than some of us would care to admit!

    Christmas has a way of sneaking up on us, often in an enjoyable, magical way. However, the excitement of holiday lights, festive meals and gift-giving can also bring financial stress.

    Whether you’re buying presents, stocking up on food or planning holiday trips, December expenses can quickly add up, which is why it pays to start saving early. 

    Thankfully, with one of our Christmas Club Accounts, spreading the cost and enjoying a stress-free holiday season has never been easier!

    What is the Christmas Club Account?

    Our Christmas Club Account is a special savings account designed to help you prepare for the festive season by putting away a little money each month throughout the year. It allows you to build up a Christmas fund gradually, ensuring you have the money you need when the holidays arrive, without relying on last-minute loans or credit cards.

    The best part? You can’t access your Christmas savings until November, helping you resist the temptation to dip into your funds early. By the time the holidays roll around, you’ll have a nice cushion to cover all your holiday expenses.

    How Does the Christmas Club Account Work?

    Opening a Christmas Club Account is simple:

    1. Set Up Regular Deposits: Whether you want to save a little each week or make monthly contributions, you can set up a standing order or deposit when it suits you. The flexibility means you can save at your own pace.
    2. Lock Your Savings: Funds in your Christmas Club Account are kept safe until November 1st, ensuring they are available when you need them most. This feature helps you stay on track with your savings goal without the temptation to withdraw early.
    3. Enjoy a Stress-Free Christmas: When the holiday season approaches, you can withdraw your savings and start spending on gifts, decorations, food and all the festive trimmings without worrying about overspending or going into debt.

    Why Start Saving for Christmas Now?

    While it’s easy to think, “I’ll start saving later,” the earlier you begin, the easier it will be to meet your holiday goals. Here are a few reasons why starting now makes a big difference:

    • Avoid the Last-Minute Scramble: The run-up to Christmas is a busy time for everyone and finding extra cash in December can be tough. By spreading your savings out, you’ll be ready when the festive season hits, avoiding the last-minute rush to cover costs.
    • Budget Better: With regular, small deposits into your Christmas Club Account, you’ll spread the cost of Christmas over several months, making it easier to manage your household budget throughout the year.
    • No January Debt Hangover: Many people rely on credit cards to cover holiday expenses, leading to a financial hangover in January. With a Christmas Club Account, you can pay for your holiday needs upfront, avoiding the stress of post-holiday debt.

    Make Your Christmas More Enjoyable

    The festive season is meant to be a time of joy and celebration with family and friends, not stress over how to pay for everything. By using the Christmas Club Account, you can focus on what truly matters: spending quality time with loved ones, making memories and enjoying the magic of the season.

    Maximise Your Savings: Tips for Getting the Most from Your Christmas Club Account

    1. Set a Goal: Estimate your holiday expenses – presents, food, travel etc – and set a realistic savings goal. Knowing how much you need will help you stay motivated in the run-up to Christmas.
    2. Automate Your Savings: Set up a standing order to automatically transfer money into your Christmas Club Account each payday. This way, you’ll consistently save without thinking about it and your balance will grow effortlessly.
    3. Review Your Savings Regularly: While you can’t withdraw your funds until November, it’s a good idea to check in on your progress periodically. Adjust your contributions if necessary to ensure you meet your savings target in time for the festive season.
    4. Top It Up: If you come across extra cash – whether from birthday money, a tax refund or selling unwanted items – consider putting it into your Christmas Club Account for a holiday boost.

    Why Save With Leeds Credit Union?

    At Leeds Credit Union, we’re here to help you prepare for Christmas the smart way. Our Christmas Club Account is designed with your needs in mind, offering flexibility and peace of mind. By saving a little at a time, you’ll avoid holiday debt and reduce your financial stress.

    Ready to Get Started?

    There’s no better time than now to start saving for the festive season. Open your Christmas Club Account today and get ahead of the holiday rush! Visit our Christmas Club page or stop by your nearest branch to learn more.

  10. How To Do Christmas 2022 For Less

    Comments Off on How To Do Christmas 2022 For Less

    Christmas 2022 for less

    How To Do Christmas 2022 For Less

    Every year at Leeds Credit Union, we conduct a survey of our members to get a better idea of their financial circumstances and spending plans for the coming months. Regrettably, this year’s survey revealed that more than one-in-two Leeds residents have seen their financial situation worsen in 2022, with 48% predicting it to get much worse in 2023.

    With the cost of living crisis showing no sign of stopping, it’s highly likely that a significant number of people outside of Yorkshire are in the same boat too, so we’ve compiled our top tips for making Christmas more affordable this year. Read on to find out more.

    Gifts

    Own brand perfume

    Most perfumes are purchased in November and December so it’s no surprise that they’re among the most popular Christmas gifts.

    With many big name brands selling their scents for more than £100 per bottle, finding cheaper alternatives can save you a packet. 

    The good news is that fragrances are technically recipes and so cannot be trademarked, meaning other perfumes can be made to smell like the more illustrious ones for a fraction of the price. Channel’s famous Coco Mademoiselle, for example, typically retails for around £120; Next’s Eau Nude, which smells almost identical, is just £14.99.

    Vouchers

    You can reduce your expenditure on presents this year by giving your nearest and dearest the greatest gift of all – you!

    Homemade, practical IOU vouchers can be personalised for anyone on your ‘to buy for’ list, and could include offering to babysit, doing the school run, walking someone’s dog or doing some DIY. Best of all, they’re unlikely to cost you anything but your time.

    Food

    Turkey

    Although all sorts of meat are popular at dinner time on Christmas day, turkey is still the bird of choice for most Brits. Most of us usually clamour to pick up a fresh turkey in the days immediately before Christmas but there is a more cost-effective option: frozen turkeys.

    At £2.85 per kilo, frozen turkeys are almost exactly half the price of fresh ones and they’re likely to be tastier too, as the quality of fresh turkeys diminishes the longer they sit on supermarket shelves. 

    Salmon

    In the UK, December is unofficially smoked salmon month, with shoppers spending twice as much on the fishy favourite in the run up to Christmas as we do in any other month. 

    However, rather than splashing out for a side of salmon or expensive fillets, keep an eye out for salmon trimmings. Taken from the edges of a main prime cut or an incomplete piece, trimmings are every bit as tasty but can be as much as 40% cheaper.

    Entertainment

    Free tickets

    For many of us, a festive trip to the local pantomime is as essential to Christmas time as mistletoe and mince pies. But with ticket prices on the rise, why not apply for free tickets to one of the BBC’s numerous TV and radio shows this year instead?

    A comprehensive list of available tickets can be found here – just remember to visit the website regularly as they tend to get snapped up quickly.

    Staying in is the new going out

    There are plenty of fun things for families to do at home that don’t cost the earth, such as: 

    • watching Christmas films. There are always plenty to choose from on TV throughout December so take it in turns to pick one, settle in on the sofa with a few treats and get cosy.
    • having a scavenger hunt. Simply hide an inexpensive prize – such as some chocolate – then place some clues that will lead your family to it around the house. Perfect if it’s cold and wet outside…
    • …but if you get lucky and it’s snowy outside, there’s no better time to get in the garden and build a snowman or instigate a snowball fight!
    • playing games. Dust off your old Monopoly set if you want to get competitive; stick to charades if you’d rather keep it lighthearted.

    We’re here to help

    Most of us look forward to Christmas time but for those suffering financial hardship, December 25th can be the cause of sleepless nights. We offer affordable small loans of £250 to our members to help ensure no one needs to go into the red over the festive period – find out how to join here.