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Tag Archive: #creditunions

  1. Our Top Five Money-Saving Offers This Black Friday!

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    Our Top Five Money-Saving Offers This Black Friday!

    Black Friday is just around the corner, so now is the perfect time to snag some incredible deals and save big. To help you make the most of this shopping extravaganza, we’ve compiled a list of five money-saving offers you won’t want to miss this Black Friday.

    1. Electronics.

    Upgrade your gadgets and tech gear with big discounts on electronics this Black Friday. From TVs to smartphones, laptops to smart home devices, retailers across the UK are offering significant tech discounts – like this Blink Outdoor Smart Security Camera, now 60% off!

    2. Fashion and Apparel Sales.

    With sites like ASOS offering up to 70% off, you can revamp your wardrobe for less this Black Friday with fantastic deals on fashion and apparel. Many popular clothing brands and retailers are slashing prices on everything from cosy winter essentials to stylish party wear.

    3. Home and Kitchen Essentials.

    Upgrade your living space without breaking the bank by taking advantage of Black Friday deals on home and kitchen essentials. Whether you need new furniture, kitchen gadgets or home decor items, you’ll find great discounts on a wide range of products – like this MisterChef Pro Standing Mixer.

    4. Beauty and Wellness Products.

    Treat yourself to some self-care this Black Friday with discounts on beauty and wellness products. This No7 The Skincare Discovery Collection 5 Piece Gift Set is the perfect gift for anyone looking to refresh their skincare routine!

    5. Travel and Experiences.

    Plan your next adventure at a fraction of the cost with Black Friday discounts on travel and experiences. Whether you’re dreaming of a weekend getaway, a luxury spa retreat or some thrilling outdoor activities, many travel companies are offering unbeatable deals that will make your travel aspirations a reality.

    This Black Friday, make the most of these money-saving offers to stretch your budget further and enjoy incredible savings on a variety of products and experiences. Remember to shop wisely, compare prices and consider your purchases carefully to make the most of this shopping event!

    Stay tuned for more savings tips and financial insights from Leeds Credit Union in the run-up to Christmas!

  2. Talk Money Week: Tips for Financial Responsibility to Improve Your Financial Wellbeing.

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    Talk Money Week: Tips for Financial Responsibility to Improve Your Financial Wellbeing.

    At Leeds Credit Union, we believe that talking openly about money is a critical step towards financial wellbeing. Taking place this week, Talk Money Week is the perfect opportunity to start those vital conversations that can lead to better financial responsibility and stability. Here are some practical tips to help you take control of your finances and improve your overall financial health:

    1. Create a Budget

    One of the most fundamental steps to financial responsibility is creating a budget. A budget helps you understand where your money goes and ensures you live within your means.

    Tips for creating a budget:

    • Track your income and expenses.
    • Categorise your spending (e.g., housing, transportation, groceries).
    • Identify areas where you can cut back.
    • Allocate funds for savings and emergencies.

    If you could do with a hand creating your budget, check out our budget calculator

    2. Build an Emergency Fund

    Unexpected expenses can derail your financial plans. An emergency fund is a financial safety net you can rely on during unforeseen circumstances.

    How to build an emergency fund:

    • Aim to save at least three to six months’ of living expenses.
    • Start small and gradually increase your savings.
    • Keep your emergency fund in a separate, easily accessible savings account.

    3. Manage Debt Wisely

    Debt can be a significant burden on your financial wellbeing. It’s essential to manage it wisely and take steps to reduce it over time.

    Strategies for managing debt:

    • Make a list of all your debts and their interest rates.
    • Prioritise paying off high-interest debts first.
    • Consider consolidating your debts if it lowers your interest rates and simplifies payments.
    • Avoid taking on new debt whenever possible.

    4. Save for the Future

    Saving for the future is a crucial aspect of financial responsibility. Whether for retirement, education or a major purchase, having a savings plan can provide financial security and peace of mind.

    Saving tips:

    • Set specific financial goals (e.g, save £5,000 for a down payment on a house).
    • Automate your savings by setting up a direct deposit to your savings account.
    • Take advantage of employer-sponsored retirement plans and other savings incentives.

    5. Improve Financial Literacy

    Understanding personal finance concepts can significantly affect your financial decisions and wellbeing. Take the time to educate yourself about financial matters.

    Resources for improving financial literacy:

    • Attend financial literacy workshops or seminars.
    • Read books and articles on personal finance.
    • Use online resources and tools, such as budgeting apps and financial calculators.
    • Talk to a financial advisor for personalised advice.

    6. Talk About Money

    Talking openly about money can de-stigmatize financial discussions and provide you with new perspectives and ideas.

    Ways to talk about money:

    • Have regular financial discussions with your family or partner.
    • Join a financial support group or community.
    • Seek advice from trusted friends or mentors.
    • Feel free to ask for help if you’re struggling with your finances.

    At Leeds Credit Union, we’re here to support you on your journey to financial wellbeing. By taking these steps towards financial responsibility, you can build a secure and prosperous future for yourself and your loved ones.

    To find out more about our products and services, visit: https://leedscreditunion.co.uk/

  3. Celebrating International Credit Union Day!

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    Celebrating International Credit Union Day!

    International Credit Union Day 2024 takes place next week and we’re looking forward to joining in with the global celebrations! This special day is an opportunity for us to reflect on the rich history of credit unions, their purpose and the many benefits of being a member of Leeds Credit Union.

    A Brief History of Credit Unions.

    Credit unions have a long and storied history that dates back to the 19th century. The first modern credit union was established in Germany in 1852 by Hermann Schulze-Delitzsch and Friedrich Wilhelm Raiffeisen, who were pioneers of cooperative banking. These visionary leaders sought to provide affordable financial services to those underserved by traditional banking institutions. The movement quickly spread globally, reaching our shores and paving the way for the formation of LCU.

    The Purpose of Credit Unions.

    At their core, credit unions are not-for-profit financial cooperatives owned and operated by their members. Our mission is to promote financial well-being by:

    1. Providing Access to Affordable Financial Services: We offer a range of products and services, from savings accounts to loans, designed to meet your needs.
    2. Fostering Community Development: We are committed to supporting our local communities and helping to build a strong, financially resilient society.
    3. Encouraging Financial Education: We provide resources and educational programmes to help you make informed financial decisions.

    Benefits of Being a Member of Leeds Credit Union.

    When you become an LCU member, you are not just a customer but an owner of a financial institution that prioritises your needs. Here are some of the unique benefits you can enjoy:

    • Competitive Rates and Low Fees: We strive to offer competitive rates on loans and savings, ensuring you get the best value.
    • Personalised Service: As a member, you receive attentive, personalised service from a team that genuinely cares about your financial well-being.
    • Community Engagement: We actively participate in community initiatives, supporting local causes and fostering a spirit of cooperation and mutual aid.
    • Financial Education and Resources: Access to workshops, seminars, and online resources to help you manage your finances effectively.

    As we prepare to celebrate International Credit Union Day, we want to express our heartfelt gratitude for our members’ continued support and trust. Together, we are not just building better financial futures for ourselves but also strengthening our community.

    If you’re interested in becoming our newest member, you can find more details or start your application here!

  4. Enjoy a Stress-Free Festive Season With Our Christmas Club Accounts!

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    Enjoy a Stress-Free Festive Season With Our Christmas Club Accounts!

    As the holidays approach, many of us may start to feel the pressure of managing the associated expenses, like buying gifts, arranging celebrations and planning journeys to visit family and friends.

    Luckily, our Christmas Club savings accounts are here to help you enjoy a stress-free holiday by enabling you to start saving early!

    Why Choose the Christmas Club?

    1. Dedicated Savings for the Festive Season.

    The Christmas Club is a special savings account that encourages you to save for the holiday period well in advance. You can contribute throughout the year, with the funds only accessible in November, just in time for the Christmas rush. This system keeps your savings secure and prevents the temptation of dipping into them early, ensuring you have enough money set aside for when the festive expenses begin.

    1. Avoid Credit Card Debt and High-Interest Loans.

    Christmas Club accounts also stop you from relying on credit cards or high-interest loans to cover your Christmas costs. By saving regularly, you’ll have a dedicated pot of money for gifts, food and any other holiday expenses, helping you avoid the debt trap many fall into around the holidays.

    1. Manageable, Consistent Savings.

    Instead of facing large, last-minute holiday costs, the Christmas Club allows you to spread your savings across the year. Whether it’s weekly or monthly, contributing smaller amounts over time makes it easier to manage your budget and reduces the strain on your finances in the lead-up to Christmas.

    1. Security and Peace of Mind.

    We ensure that your money is safe and protected. Unlike informal savings methods, such as putting money aside at home, your Christmas savings with LCU are secured in a proper account with full access to your balance once November arrives. You can trust that your holiday funds will be there when you need them.

    1. Simple, Hassle-Free Setup.

    Opening a Christmas Club account is easy and hassle-free!

    We offer flexible deposit options, allowing you to save at your own pace. The account is specifically designed for members to build savings without the complexity of a typical high-street bank account.

    Start Early, Enjoy More.

    Saving early with the Christmas Club not only helps you manage your finances better, it also brings peace of mind knowing you are prepared for the festive season. Imagine enjoying your holidays without the stress of bills looming over you in January! By planning now, you can focus on the important things: time with loved ones, celebrations and creating joyful memories.

    If you’re looking for a smart, reliable way to handle your winter expenses, join Leeds Credit Union’s Christmas Club today and make this Christmas one to remember!

    For more information or to apply for a Christmas Club account, click here.

  5. Get Ahead Of The Holidays With A Christmas Club Account.

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    Get Ahead Of The Holidays With A Christmas Club Account.

    UK Savings Week may be coming to an end but that doesn’t mean it’s time to stop saving, especially with the festive season closer than some of us would care to admit!

    Christmas has a way of sneaking up on us, often in an enjoyable, magical way. However, the excitement of holiday lights, festive meals and gift-giving can also bring financial stress.

    Whether you’re buying presents, stocking up on food or planning holiday trips, December expenses can quickly add up, which is why it pays to start saving early. 

    Thankfully, with one of our Christmas Club Accounts, spreading the cost and enjoying a stress-free holiday season has never been easier!

    What is the Christmas Club Account?

    Our Christmas Club Account is a special savings account designed to help you prepare for the festive season by putting away a little money each month throughout the year. It allows you to build up a Christmas fund gradually, ensuring you have the money you need when the holidays arrive, without relying on last-minute loans or credit cards.

    The best part? You can’t access your Christmas savings until November, helping you resist the temptation to dip into your funds early. By the time the holidays roll around, you’ll have a nice cushion to cover all your holiday expenses.

    How Does the Christmas Club Account Work?

    Opening a Christmas Club Account is simple:

    1. Set Up Regular Deposits: Whether you want to save a little each week or make monthly contributions, you can set up a standing order or deposit when it suits you. The flexibility means you can save at your own pace.
    2. Lock Your Savings: Funds in your Christmas Club Account are kept safe until November 1st, ensuring they are available when you need them most. This feature helps you stay on track with your savings goal without the temptation to withdraw early.
    3. Enjoy a Stress-Free Christmas: When the holiday season approaches, you can withdraw your savings and start spending on gifts, decorations, food and all the festive trimmings without worrying about overspending or going into debt.

    Why Start Saving for Christmas Now?

    While it’s easy to think, “I’ll start saving later,” the earlier you begin, the easier it will be to meet your holiday goals. Here are a few reasons why starting now makes a big difference:

    • Avoid the Last-Minute Scramble: The run-up to Christmas is a busy time for everyone and finding extra cash in December can be tough. By spreading your savings out, you’ll be ready when the festive season hits, avoiding the last-minute rush to cover costs.
    • Budget Better: With regular, small deposits into your Christmas Club Account, you’ll spread the cost of Christmas over several months, making it easier to manage your household budget throughout the year.
    • No January Debt Hangover: Many people rely on credit cards to cover holiday expenses, leading to a financial hangover in January. With a Christmas Club Account, you can pay for your holiday needs upfront, avoiding the stress of post-holiday debt.

    Make Your Christmas More Enjoyable

    The festive season is meant to be a time of joy and celebration with family and friends, not stress over how to pay for everything. By using the Christmas Club Account, you can focus on what truly matters: spending quality time with loved ones, making memories and enjoying the magic of the season.

    Maximise Your Savings: Tips for Getting the Most from Your Christmas Club Account

    1. Set a Goal: Estimate your holiday expenses – presents, food, travel etc – and set a realistic savings goal. Knowing how much you need will help you stay motivated in the run-up to Christmas.
    2. Automate Your Savings: Set up a standing order to automatically transfer money into your Christmas Club Account each payday. This way, you’ll consistently save without thinking about it and your balance will grow effortlessly.
    3. Review Your Savings Regularly: While you can’t withdraw your funds until November, it’s a good idea to check in on your progress periodically. Adjust your contributions if necessary to ensure you meet your savings target in time for the festive season.
    4. Top It Up: If you come across extra cash – whether from birthday money, a tax refund or selling unwanted items – consider putting it into your Christmas Club Account for a holiday boost.

    Why Save With Leeds Credit Union?

    At Leeds Credit Union, we’re here to help you prepare for Christmas the smart way. Our Christmas Club Account is designed with your needs in mind, offering flexibility and peace of mind. By saving a little at a time, you’ll avoid holiday debt and reduce your financial stress.

    Ready to Get Started?

    There’s no better time than now to start saving for the festive season. Open your Christmas Club Account today and get ahead of the holiday rush! Visit our Christmas Club page or stop by your nearest branch to learn more.

  6. Get Ready For The New School Year With LCU.

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    Get Ready For The New School Year With LCU.

    With the new school year just around the corner, parents across the UK are beginning the annual task of ensuring their little ones are fully equipped.

    But with the nation still in the throes of a cost-of-living crisis, the prospect of forking out hundreds of pounds for school uniforms and new equipment is likely to be giving many parents sleepless nights.

    And that figure is no exaggeration; according to the Schoolwear Association, the average cost of compulsory secondary school uniform in England in 2024 is £92.35 per pupil. While slightly less than 2023’s figure of £96.24, this still represents a significant outlay, especially for households with multiple school-aged children.

    While new laws around schools helping parents clothe their kids for less should help cut some of the cost, there are other ways to keep the expense of buying uniforms manageable. These include:

    Shopping at supermarkets.

    Most supermarkets have good-sized clothing sections these days and many of them do an excellent line in school uniforms. So long as your child’s school allows generic clothing, plain coloured items with no badges or branding can be picked up at massively reduced prices.

    If your child does require clothing with a logo, it may be possible to buy a generic item of clothing and iron or sew a badge on yourself.

    Hit the sales.

    Retailers like Sainsburys and Marks & Spencer offer clothing discounts across their entire ranges a few times a year. Check out what offers are currently available online and, if you get your timing right, you could get as much as 25% off the cost of a school uniform.

    Buy second-hand uniforms from your child’s school.

    If you’re lucky, your child’s school will host second-hand uniform sales a few times a year, enabling you to pick up everything they’ll need for the next 12 months at a fraction of the first-hand price.

    School or council support.

    Some councils and schools offer financial support, so use the Government’s postcode checker tool to see if your local council can help, or contact your children’s school directly.

    Look for a bargain online.

    eBay and Facebook Marketplace often throw up offers that look too good to be true, so remember to check their websites regularly. And don’t dawdle if you do see something useful – good deals usually get snapped up in no time at all.

    When it comes to equipment, your little one’s needs will vary depending on whether they attend primary or secondary school but the items of equipment most commonly required are:

    Stationery.

    Although plenty of schoolwork is done on computers and laptops these days, schoolchildren are still expected to carry an extensive list of stationery items with them. The essentials include:

    • Pens
    • Pencils
    • Rubber
    • Pencil sharpener
    • Pencil case
    • Ruler
    • Compass
    • Protractor
    • Set square
    • Calculator 
    • Glue stick
    • Scissors
    • Notebooks
    • Folders

    The good news is that stationery is both relatively inexpensive and long-lasting. Retailers like WHSmiths and Rymans currently have sales or multi-buy offers on back-to-school essentials so keep an eye on their websites and take advantage of any bargains to keep your costs down.

    It’s also worth asking family and friends with kids who have left school if they have any kit left over that you could buy used or just take off their hands. Similarly, charity shops often have plenty of equipment to choose from, as do pound shops and online marketplaces.

    The cheapest way to pick up specialist maths equipment is to buy it as a set, while basic calculators can be picked up from most supermarkets from as little as £10. 

    Electronics and accessories.

    If you need to buy your child a laptop, you’ll want to get one that’s light enough for them to carry around, small enough to be easily transportable and that holds enough charge to get them through a school day.

    If the cost of buying a new laptop is prohibitive, don’t worry – refurbished laptops are easily available in shops and online and offer an affordable way to purchase a high specification laptop at a reduced price. Check out Refurbished Laptops for high quality devices that have been tested to guarantee they’re as good as new and wiped clean of previous data.

    Back to school September 2024.

    If you’re a parent, the fact that the new school year also means a new set of costs is something you’re probably all too familiar with.

    If you’re concerned about how you’ll pay for new uniforms and equipment this year, our Family Loans allow you to borrow as much as £1,250 to help cover the cost. For more information, click here.

  7. Things To Do Around Leeds This Bank Holiday.

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    Things To Do Around Leeds This Bank Holiday.

    With 2024’s last bank holiday before Christmas just around the corner, we’ve taken a look at some of the best ways to spend your time this coming weekend.

    Whether you’re after a day out with the family, live music or a delicious meal, Leeds has got something for everyone. Here are our picks for the best things to do this bank holiday!

    Saturday.

    Malham Show.

    This beloved celebration of agriculture and horticulture is a great opportunity for families to enjoy a fun-filled day out in one of Yorkshire’s best rural communities. 

    From sheep competitions and showcases of traditional Dales skills, to horse shows and plenty of food and drink stalls, the Malham Show is a great way to get some fresh air while having loads of fun – and under 16s get in for free!

    Malham Show, Chapel Gate, Malham, North Yorkshire. BD23 4DA.

    Wild Live.

    At LCU, we love the Yorkshire Wildlife Park and need no excuse to head over for a visit.

    But this bank holiday weekend is going to be even better than usual because, after visitors have spent the day exploring the park and discovering its endangered animals, they can also enjoy a night of live music on site too, with the likes of Ella Henderson and Jessie J taking to the stage!

    Yorkshire Wildlife Park, The Yorkshire Hive, Hurst Lane, Auckley, Doncaster. DN9 3QY.

    Sunday.

    Royal Armouries Jousting. 

    Yep, this bank holiday weekend sees the return of an international jousting tournament to the Royal Armouries!

    Kids and grown-ups alike will love watching brave knights on magnificent, colourful horses battling for trophies – it’s all un-choreographed and spectacular entertainment is guaranteed!

    Royal Armouries, Armouries Drive, Leeds. LS10 1LT.

    Sunday Yoga. 

    If you’re planning on having a busy Saturday, why not revive yourself the next day with some healthy, wholesome yoga?

    Sunday Yoga at Project House is sure to sort you out. In addition to being completely free (just remember to bring your own mat!), food and drink will be available in Galleria afterwards!

    Project House, Armley Road, Leeds. LS12 2DR.

    Monday.

    Little Dawson’s Film Club

    After a busy weekend, why not treat bank holiday Monday as a rest day, gather up the kids and head to Belgrave Music Hall and Canteen for a screening of Disney Pixar’s beloved Cars?

    The film – about a hotshot rookie race car who gets stranded in a rundown town and learns that winning isn’t everything – is a hoot for both young and old, with the screening beginning at 12. Not only is it free to enter, the popcorn’s free too! 

    Belgrave Music Hall & Canteen, Cross Belgrave St, Leeds. LS2 8JP.

    Happy August Bank Holiday!

    However you’ll be spending your bank holiday weekend, we hope you have a great time! Let us know if there are any other events we should check out this weekend on our social channels!

  8. Reducing The Cost Of Sending Your Child Back To School.

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    Reducing The Cost Of Sending Your Child Back To School.

    The school summer holidays are in full swing but every savvy parent knows that it’s never too soon to start gearing up for back-to-school season.

    While it’s an exciting time for students to reconnect with friends and embark on new educational journeys, it can also be a financially challenging time for many households, especially as the preceding weeks can often be very expensive themselves.

    So how can people reduce the financial burden and make the back-to-school season more affordable? 

    Plan ahead.

    One of the most effective ways of reducing the cost of sending your child back to school is simply to plan ahead.

    By making a list of all the essential items your child will need for the upcoming academic year early, you’ll have more time to search for deals, compare prices and take advantage of sales.

    Your list should include school supplies like pens and pencils, uniforms, textbooks, new technology and other necessary expenses. If you want to make sure you haven’t forgotten anything, have a look on your child’s school’s website – many schools publish a list of what essentials are necessary for pupils each year to make your task a little easier.

    Look out for second-hand sales.

    Lots of schools and communities host second-hand sales or exchanges where parents can buy and sell gently-used school uniforms, books and other essentials, so get on social media and find out if any events are taking place near you.

    These events can be a goldmine for cost-conscious parents, as they offer quality items at a fraction of the original cost. By participating in these sales, you not only save money but also contribute to sustainable and eco-friendly practices too.

    Be aware of deals and discounts.

    Keep an eye out for deals and discounts from various retailers and online platforms. Many stores offer back-to-school promotions and buying in bulk can sometimes result in significant cost savings.

    Using cashback apps or rewards programs to earn extra savings on your purchases is a great idea too.

    Contact your local credit union.

    Credit unions are committed to supporting the communities in which they operate and providing financial solutions to their members. When it comes to back-to-school expenses, they can offer people small, affordable loans with competitive interest rates and flexible repayment terms to help people cover the cost.

    They can also provide access to dedicated savings accounts which can be used exclusively for back-to-school expenses. By depositing a small amount regularly throughout the year, you’ll have a substantial sum saved up when the back-to-school season arrives, reducing the need for last-minute panic buying.

    Credit unions can also provide money and budgeting services to help households make the most of their resources during the back-to-school season. By setting a realistic and affordable budget, people can more easily resist the temptation to overspend on non-essential items, while involving your child in budgeting discussions can also be an excellent way to teach them about money management from an early age.

    How Leeds Credit Union can help.

    Sending your child back to school doesn’t have to break the bank. By planning ahead, budgeting and taking advantage of second-hand sales, deals and discounts, people can reduce the financial strain and make the back-to-school season more manageable. 

    For more information about the ways in which Leeds Credit Union can help, click here.

  9. The Best Days Out in Yorkshire This Summer.

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    The Best Days Out in Yorkshire This Summer.

    Not for no reason is Yorkshire known as God’s Own Country. From Sean Bean to Yorkshire puddings via stainless steel, world class cricketers and a sense of humour drier than a desert, it’s impossible to imagine any other county bringing such joy to the good Lord’s face.

    While pinpointing the best things about Yorkshire may be easy, selecting the region’s best attractions to visit this summer is anything but, purely because of the number of options available. Luckily, we love a challenge, so read on for our guide to the best places to visit during this year’s summer holidays.

    York Minster.

    Set in the heart of the historic city of York, York Minster is a gothic cathedral that stands a breathtaking 72 metres high and boasts the largest collection of medieval stained glass in the UK, some of which dates as far back as the 12th century.

    Anyone interested in its stunning architecture and vast spaces can learn about the minster’s construction and the people who built it with a guided tour that also includes a trip to the top of its Central Tower – York’s highest point – where you can take in incredible views of the city and beyond.

    With York city centre just a short stroll away, a trip to the Minster is a must for anyone with even a passing interest in Yorkshire’s rich cultural heritage.

    York Minster, Deangate, York. YO1 7HH.

    Yorkshire Wildlife Park.

    For those who prefer more adventurous days out – and/or have kids in tow – the Yorkshire Wildlife Park (YWP) gives visitors the chance to get up close to some of the world’s most incredible and endangered animals and help conservation efforts at the same time.

    A walk-through wildlife park near Doncaster, YWP is home to 60 different species, including polar bears, black rhinos, tigers and giraffes, as well as several indoor and outdoor play areas, themed restaurants and cafes. With special events taking place throughout the year and animal experiences, like feeding lions, available for special occasions, this is one day trip the whole family will be happy to revisit again and again.

    Yorkshire Wildlife Park, Hurst Ln, Auckley, Doncaster. DN9 3QY.

    The Deep.

    Arguably the best indoor day out in all of Yorkshire, The Deep is home to more than 3,500 creatures including fish, turtles, sharks, snakes and penguins, making it one of the UK’s biggest and best aquariums.

    In addition to the breathtaking creatures swimming around every corner, The Deep also boasts interactive exhibitions that teach visitors about the world’s oceans and their inhabitants, as well as a cafe and an evening restaurant. And if a visit during daylight hours just isn’t exciting enough, you can even arrange a sleepover and spend the night snoozing alongside the amazing marine life! That’s right – at The Deep, you can literally sleep with the fishes…

    The Deep, Tower Street, Hull. HU1 4DP.

    Mother Shipton’s Cave.

    No list of Yorkshire’s best places to visit would be complete without England’s Oldest Tourist Attraction – the stunning and mysterious Mother Shipton’s Cave.

    Situated in an incredible park in the remains of the Royal Forest of Knaresborough, visitors can explore the titular cave and learn about the fascinating legend of Mother Shipton (a fortune teller born in the cave in the 15th century who locals believed to be a witch) before checking out the famous Petrifying Well and its magical water that turns everything it touches to stone. 

    With numerous walks and an adventure playground to keep children entertained, Mother Shipton’s Cave combines the beautiful Yorkshire countryside with some of the region’s most mythical history – the perfect ingredients for a good day trip.

    Mother Shipton’s Cave, Prophecy House, Harrogate Rd, High Bridge, Knaresborough. HG5 8DD.

    Whitby Abbey.

    For those looking for a more energetic day out, why not try one of Yorkshire’s world-renowned coastal walks? There are plenty to choose between but we’d recommend the walk around Whitby Abbey and the nearby coast.

    Ideal for experienced walkers or exercise-loving families, the walk begins at the ancient, gothic abbey itself – giving visitors the chance to soak in the atmospheric building that inspired Bram Stoker’s Dracula – before heading along the coast to Saltwick Bay, the old lighthouse on top of the cliff and concluding in Whitby, which has plenty of excellent pubs, cafes and restaurants to investigate.

    Fresh sea air, dramatic clifftops, unbeatable scenery, good food – what’s not to like?

    Whitby Abbey, Whitby Abbey Lane, Whitby, North Yorkshire. YO22 4JT.

    Happy holidays!

    Whatever your plans for this summer, we can help bring them to life with our variety of affordable loans. For more info and to find out how much you could borrow, click here.

  10. Yorkshire’s Best Picnic Spots.

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    Yorkshire’s Best Picnic Spots.

    Not only is summertime here again, National Picnic Month is too! 

    Taking place throughout July, National Picnic Month 2024 encourages everyone to take all the food, drink and blankets you can carry to the nearest green open space to meet up with friends and family and enjoy a bite to eat in the open air.

    But with Yorkshire’s huge array of suitable outdoor venues, the only question is: where should you go? We take a look!

    Yorkshire Sculpture Park.

    Wakefield’s premier outdoor attraction rarely needs an introduction but, for the uninitiated, the Yorkshire Sculpture Park (YSP) is an art gallery without walls. With incredible sculptures and installations by world-renowned artists throughout the 500+ acre grounds of this 18th century estate, this is the perfect picnic spot for anyone who enjoys a little culture with their pork pie.

    Yorkshire Sculpture Park, West Bretton, Wakefield, WF43 4LG.

    Harewood House.

    Ideal for families and less than 10 miles from Leeds city centre, Harewood House consists of 100 acres of grounds and gardens, a 32-acre tropical lake, three dedicated walks and three acres of children’s playgrounds and picnic areas.

    A great place for a quiet picnic on a lazy afternoon or to unleash the kids and let them burn off some excess energy, Harewood House has something for everyone.

    Harewood House, Harewood, Leeds, LS17 9LG.

    Brimham Rocks.

    One of the most beautiful sites in all of Harrogate, Brimham Rocks is both a dramatic collection of moorland rock formations and a Site of Special Scientific Interest, set in the Nidderdale Area of Outstanding Natural Beauty. 

    With rocks to walk around, climb over and eat in the shade of, a variety of post-picnic walks and 70 bird boxes attracting an endless parade of feathered friends, Brimham Rocks is the perfect place for those who like their picnics with stunning views.

    Brimham Rocks, Brimham Moor Road, Summerbridge, Harrogate, HG3 4DW.

    Aysgarth Falls.

    Made even more famous by Kevin Costner’s 1991 film Robin Hood: Prince of Thieves, Aysgarth Falls is an almost one mile long triple flight of waterfalls set in a breath-taking woodland valley.

    With footpaths throughout the valley offering stunning views of the falls from every angle, salmon occasionally visible in the water and plenty of places to sit and enjoy a bite to eat, Aysgarth Falls is the picnic spot of choice for an adventurous day out.

    Aysgarth Falls, Aysgarth, North Yorkshire, DL8 3TH.

    Filey Beach.

    Yorkshire natives can sometimes be guilty of not seeing the wood for the trees when it comes to our wonderful beaches – we can talk about them til the cows come home but do we make the most of them?

    Well, National Picnic Week is the perfect opportunity to right that wrong and what better beach to head to on a summer’s day than Filey? The dog-friendly, sandy beach has a sculpture trail, crazy golf, a playground and a plethora of rock pools. What are you waiting for?!

    Filey Beach, 1 Flat Cliffs, Primrose Valley, Filey, YO14 9RD.

    Fountains Abbey.

    With ancient abbey ruins dating back to the 12th century, a deer park and a water garden with World Heritage Site status, not for no reason is Fountains Abbey one of the UK’s most iconic picnic locations.

    Visitors are spoilt for picnic-spot choice with luscious green lawns as far as the eye can see, all boasting stunning views of the Abbey’s riverside, statues and follies. And, once you’ve had your fill of crisps and sandwiches, several long walks offer the opportunity to work them off again!

    Fountains Abbey, Fountains, Ripon, HG4 3DY.

    Enjoy your perfect picnic with LCU!

    Whatever plans you have for National Picnic Month, we can help bring them to life with our variety of affordable loans. Find out more here.