Get Ahead Of The Holidays With A Christmas Club Account.

13th September 2024 12:35 pm Comments Off

Get Ahead Of The Holidays With A Christmas Club Account.

UK Savings Week may be coming to an end but that doesn’t mean it’s time to stop saving, especially with the festive season closer than some of us would care to admit!

Christmas has a way of sneaking up on us, often in an enjoyable, magical way. However, the excitement of holiday lights, festive meals and gift-giving can also bring financial stress.

Whether you’re buying presents, stocking up on food or planning holiday trips, December expenses can quickly add up, which is why it pays to start saving early.

Thankfully, with one of our Christmas Club Accounts, spreading the cost and enjoying a stress-free holiday season has never been easier!

What is the Christmas Club Account?

Our Christmas Club Account is a special savings account designed to help you prepare for the festive season by putting away a little money each month throughout the year. It allows you to build up a Christmas fund gradually, ensuring you have the money you need when the holidays arrive, without relying on last-minute loans or credit cards.

The best part? You can’t access your Christmas savings until November, helping you resist the temptation to dip into your funds early. By the time the holidays roll around, you’ll have a nice cushion to cover all your holiday expenses.

How Does the Christmas Club Account Work?

Opening a Christmas Club Account is simple:

Set Up Regular Deposits: Whether you want to save a little each week or make monthly contributions, you can set up a standing order or deposit when it suits you. The flexibility means you can save at your own pace.
Lock Your Savings: Funds in your Christmas Club Account are kept safe until November 1st, ensuring they are available when you need them most. This feature helps you stay on track with your savings goal without the temptation to withdraw early.
Enjoy a Stress-Free Christmas: When the holiday season approaches, you can withdraw your savings and start spending on gifts, decorations, food and all the festive trimmings without worrying about overspending or going into debt.

Why Start Saving for Christmas Now?

While it’s easy to think, “I’ll start saving later,” the earlier you begin, the easier it will be to meet your holiday goals. Here are a few reasons why starting now makes a big difference:

Avoid the Last-Minute Scramble: The run-up to Christmas is a busy time for everyone and finding extra cash in December can be tough. By spreading your savings out, you’ll be ready when the festive season hits, avoiding the last-minute rush to cover costs.
Budget Better: With regular, small deposits into your Christmas Club Account, you’ll spread the cost of Christmas over several months, making it easier to manage your household budget throughout the year.
No January Debt Hangover: Many people rely on credit cards to cover holiday expenses, leading to a financial hangover in January. With a Christmas Club Account, you can pay for your holiday needs upfront, avoiding the stress of post-holiday debt.

Make Your Christmas More Enjoyable

The festive season is meant to be a time of joy and celebration with family and friends, not stress over how to pay for everything. By using the Christmas Club Account, you can focus on what truly matters: spending quality time with loved ones, making memories and enjoying the magic of the season.

Maximise Your Savings: Tips for Getting the Most from Your Christmas Club Account

Set a Goal: Estimate your holiday expenses – presents, food, travel etc – and set a realistic savings goal. Knowing how much you need will help you stay motivated in the run-up to Christmas.
Automate Your Savings: Set up a standing order to automatically transfer money into your Christmas Club Account each payday. This way, you’ll consistently save without thinking about it and your balance will grow effortlessly.
Review Your Savings Regularly: While you can’t withdraw your funds until November, it’s a good idea to check in on your progress periodically. Adjust your contributions if necessary to ensure you meet your savings target in time for the festive season.
Top It Up: If you come across extra cash – whether from birthday money, a tax refund or selling unwanted items – consider putting it into your Christmas Club Account for a holiday boost.

Why Save With Leeds Credit Union?

At Leeds Credit Union, we’re here to help you prepare for Christmas the smart way. Our Christmas Club Account is designed with your needs in mind, offering flexibility and peace of mind. By saving a little at a time, you’ll avoid holiday debt and reduce your financial stress.

Ready to Get Started?

There’s no better time than now to start saving for the festive season. Open your Christmas Club Account today and get ahead of the holiday rush! Visit our Christmas Club page or stop by your nearest branch to learn more.

UK Savings Week.

5th September 2024 11:46 am Comments Off

UK Savings Week.

Because life is unpredictable, it’s important to have some savings put aside that you can fall back on if something unexpected happens, like losing your job, becoming unwell or suddenly receiving a bill for which you hadn’t already budgeted.

Having the financial safety net that savings provide can be hugely reassuring in these instances, especially when you consider that, according to recent 2024 UK savings statistics provided by price comparison website money.co.uk, at the time of responding:

34% of adults had either no savings – or less than £1,000 – in a savings account
65% of people believe they wouldn’t be able to last three months without borrowing money, and
savings accounts are the most popular savings method among UK adults, with over half (57%) using these to save money.

Taking place between 9th-15th September, UK Savings Week is designed to promote the benefits of saving and encourage people to focus on their saving habits, whether they are regular savers, infrequent savers or currently unable to save.

Originally launched in 2022, the UK Savings Week initiative works by bringing together organisations that want to improve people’s – especially their own employees’ – financial resilience by helping them save for the future by providing them with access to advice about saving money.

If you’re interested in saving money and better managing your finances, here are some helpful hints and tips.

Making your savings work for you.

Shop around for the best savings account. A significant proportion of UK savers hold most of their savings in a current account, where interest rates are usually low. Shopping around can make a big difference to your returns. Specialist accounts like our Young Saver account, which enables children and young people to start developing healthy savings habits from a young age, are also available and are worth considering.
‘No spend’ weekends. By committing to spending exactly £0.00 one weekend every other month, you could give your savings a real shot in the arm. Go for walks, have a movie night, play board games, visit some free museums and use up any food leftover from earlier in the week.
Check your tax code. If it’s wrong, you could pay too much tax and leave yourself out of pocket while you wait for a refund; if you pay too little, you’ll get an unpleasant bill later on.
If you’re able to, overpay on your monthly mortgage payment. By paying more than you have to each month, you can reduce your mortgage term and save a significant amount in interest. Always check for early-repayment charges, though!
Before making a purchase when shopping online, check to see if cashback is available – lots of cashback sites are easy to find so do a little research before clicking ‘buy now’. If you’re lucky, you’ll find a code for a discount on your chosen item.
Prioritise paying off your debts. While this won’t be possible for everyone, using your savings to pay off any debts is a great idea as it means you won’t accrue any more interest on what you already owe, ensuring you’ll be better off in the long run.

Where can I get help?

Contact a trustworthy financial institution, such as your local credit union, for help and advice on improving your financial circumstances.

At Leeds Credit Union, we offer a Money And Budgeting Service (MABS) to help members create realistic budgets to ensure their bills are paid on time, stop them from falling into arrears and make the most of their income.

We also provide an employee payroll scheme which allows members who work for certain employers to save through their pay, with deductions going straight into their savings account from their salary or wage, meaning they don’t even miss it.

Get saving with Leeds Credit Union!

At LCU, we offer a wide range of savings accounts designed to keep your money safe and secure, with regular dividends paid out to qualifying members.

To find out more, click here.

Reducing The Cost Of Sending Your Child Back To School.

9th August 2024 1:34 pm Comments Off

Reducing The Cost Of Sending Your Child Back To School.

The school summer holidays are in full swing but every savvy parent knows that it’s never too soon to start gearing up for back-to-school season.

While it’s an exciting time for students to reconnect with friends and embark on new educational journeys, it can also be a financially challenging time for many households, especially as the preceding weeks can often be very expensive themselves.

So how can people reduce the financial burden and make the back-to-school season more affordable?

Plan ahead.

One of the most effective ways of reducing the cost of sending your child back to school is simply to plan ahead.

By making a list of all the essential items your child will need for the upcoming academic year early, you’ll have more time to search for deals, compare prices and take advantage of sales.

Your list should include school supplies like pens and pencils, uniforms, textbooks, new technology and other necessary expenses. If you want to make sure you haven’t forgotten anything, have a look on your child’s school’s website – many schools publish a list of what essentials are necessary for pupils each year to make your task a little easier.

Look out for second-hand sales.

Lots of schools and communities host second-hand sales or exchanges where parents can buy and sell gently-used school uniforms, books and other essentials, so get on social media and find out if any events are taking place near you.

These events can be a goldmine for cost-conscious parents, as they offer quality items at a fraction of the original cost. By participating in these sales, you not only save money but also contribute to sustainable and eco-friendly practices too.

Be aware of deals and discounts.

Keep an eye out for deals and discounts from various retailers and online platforms. Many stores offer back-to-school promotions and buying in bulk can sometimes result in significant cost savings.

Using cashback apps or rewards programs to earn extra savings on your purchases is a great idea too.

Contact your local credit union.

Credit unions are committed to supporting the communities in which they operate and providing financial solutions to their members. When it comes to back-to-school expenses, they can offer people small, affordable loans with competitive interest rates and flexible repayment terms to help people cover the cost.

They can also provide access to dedicated savings accounts which can be used exclusively for back-to-school expenses. By depositing a small amount regularly throughout the year, you’ll have a substantial sum saved up when the back-to-school season arrives, reducing the need for last-minute panic buying.

Credit unions can also provide money and budgeting services to help households make the most of their resources during the back-to-school season. By setting a realistic and affordable budget, people can more easily resist the temptation to overspend on non-essential items, while involving your child in budgeting discussions can also be an excellent way to teach them about money management from an early age.

How Leeds Credit Union can help.

Sending your child back to school doesn’t have to break the bank. By planning ahead, budgeting and taking advantage of second-hand sales, deals and discounts, people can reduce the financial strain and make the back-to-school season more manageable.

For more information about the ways in which Leeds Credit Union can help, click here.

The Best Days Out in Yorkshire This Summer.

19th July 2024 11:52 am Comments Off

The Best Days Out in Yorkshire This Summer.

Not for no reason is Yorkshire known as God’s Own Country. From Sean Bean to Yorkshire puddings via stainless steel, world class cricketers and a sense of humour drier than a desert, it’s impossible to imagine any other county bringing such joy to the good Lord’s face.

While pinpointing the best things about Yorkshire may be easy, selecting the region’s best attractions to visit this summer is anything but, purely because of the number of options available. Luckily, we love a challenge, so read on for our guide to the best places to visit during this year’s summer holidays.

York Minster.

Set in the heart of the historic city of York, York Minster is a gothic cathedral that stands a breathtaking 72 metres high and boasts the largest collection of medieval stained glass in the UK, some of which dates as far back as the 12th century.

Anyone interested in its stunning architecture and vast spaces can learn about the minster’s construction and the people who built it with a guided tour that also includes a trip to the top of its Central Tower – York’s highest point – where you can take in incredible views of the city and beyond.

With York city centre just a short stroll away, a trip to the Minster is a must for anyone with even a passing interest in Yorkshire’s rich cultural heritage.

York Minster, Deangate, York. YO1 7HH.

Yorkshire Wildlife Park.

For those who prefer more adventurous days out – and/or have kids in tow – the Yorkshire Wildlife Park (YWP) gives visitors the chance to get up close to some of the world’s most incredible and endangered animals and help conservation efforts at the same time.

A walk-through wildlife park near Doncaster, YWP is home to 60 different species, including polar bears, black rhinos, tigers and giraffes, as well as several indoor and outdoor play areas, themed restaurants and cafes. With special events taking place throughout the year and animal experiences, like feeding lions, available for special occasions, this is one day trip the whole family will be happy to revisit again and again.

Yorkshire Wildlife Park, Hurst Ln, Auckley, Doncaster. DN9 3QY.

The Deep.

Arguably the best indoor day out in all of Yorkshire, The Deep is home to more than 3,500 creatures including fish, turtles, sharks, snakes and penguins, making it one of the UK’s biggest and best aquariums.

In addition to the breathtaking creatures swimming around every corner, The Deep also boasts interactive exhibitions that teach visitors about the world’s oceans and their inhabitants, as well as a cafe and an evening restaurant. And if a visit during daylight hours just isn’t exciting enough, you can even arrange a sleepover and spend the night snoozing alongside the amazing marine life! That’s right – at The Deep, you can literally sleep with the fishes…

The Deep, Tower Street, Hull. HU1 4DP.

Mother Shipton’s Cave.

No list of Yorkshire’s best places to visit would be complete without England’s Oldest Tourist Attraction – the stunning and mysterious Mother Shipton’s Cave.

Situated in an incredible park in the remains of the Royal Forest of Knaresborough, visitors can explore the titular cave and learn about the fascinating legend of Mother Shipton (a fortune teller born in the cave in the 15th century who locals believed to be a witch) before checking out the famous Petrifying Well and its magical water that turns everything it touches to stone.

With numerous walks and an adventure playground to keep children entertained, Mother Shipton’s Cave combines the beautiful Yorkshire countryside with some of the region’s most mythical history – the perfect ingredients for a good day trip.

Mother Shipton’s Cave, Prophecy House, Harrogate Rd, High Bridge, Knaresborough. HG5 8DD.

Whitby Abbey.

For those looking for a more energetic day out, why not try one of Yorkshire’s world-renowned coastal walks? There are plenty to choose between but we’d recommend the walk around Whitby Abbey and the nearby coast.

Ideal for experienced walkers or exercise-loving families, the walk begins at the ancient, gothic abbey itself – giving visitors the chance to soak in the atmospheric building that inspired Bram Stoker’s Dracula – before heading along the coast to Saltwick Bay, the old lighthouse on top of the cliff and concluding in Whitby, which has plenty of excellent pubs, cafes and restaurants to investigate.

Fresh sea air, dramatic clifftops, unbeatable scenery, good food – what’s not to like?

Whitby Abbey, Whitby Abbey Lane, Whitby, North Yorkshire. YO22 4JT.

Happy holidays!

Whatever your plans for this summer, we can help bring them to life with our variety of affordable loans. For more info and to find out how much you could borrow, click here.

Savvy Summer Saving: Budget-Friendly Tips for a Memorable Holiday.

5th July 2024 3:34 pm Comments Off

Savvy Summer Saving: Budget-Friendly Tips for a Memorable Holiday.

Nothing beats a summer holiday. The combination of sun, sea and sand just makes everything better and helps melt your troubles away, if only for a week or two.

But with the cost of living crisis forcing us all to be more frugal than ever, how can you enjoy a summer holiday without breaking the bank? We take a look.

Keep an eye on last-minute deals.

If you can afford to leave booking your holiday until late in the day, websites specialising in last-minute holiday deals are invaluable.

There are plenty to choose from like loveholidays. With this provider, as well as allowing you to search for any destination, you can also see what’s available for a whole calendar month, rather than having to input a specific date. While this doesn’t sound like much, it’s an extremely convenient tool that saves a significant amount of browsing time.

It also offers a low deposit scheme and different payment options, meaning you can book even if you can’t afford to pay for it all in one go – ideal if you’re on a tight budget.

Better yet, loveholidays is a member of ATOL, which means all its holidays – from flights to hotel bookings – are financially protected.

Sign up for flash sale alerts.

Like last-minute holidays, flash sale offers only work if you’re able to leave booking a holiday until the eleventh hour. If you can, they’re well worth investigating.

Sites like HolidayPirates offer great deals at seriously low prices but only for a very limited time. To stay in the know without having to constantly check its homepage, sign up to its email list and follow it on social media to find out about offers before everyone else. Speed is of the essence though – these deals get snapped up fast.

Look for discount codes.

Websites like My Voucher Code offer money off vouchers which can be redeemed against holidays, so it’s definitely worth a cursory glance to check if your destination of choice is included.

Use comparison sites to book hotels.

As well as letting you check lots of hotel sites quickly, comparison sites usually help you find the best prices. Of course, there are several comparison sites to choose between and each will probably throw up a different result, so it’s worth checking at least three of the most popular ones before deciding who to book with. As well as Trivago and Hotels.com, you should consider Skyscanner, Kayak and TripAdvisor too.

All these sites also allow you to filter results to only show hotels that offer free cancellation – a useful option that will prevent you from ending up out of pocket.

Talk to your hotel before booking.

Before you book a hotel online, give them a call and find out if they offer discounts by booking directly with them – they occasionally offer direct bookers money off for booking early or three-for-two deals.

Once you’ve started a conversation with them, you might even get freebies like free Wi-Fi thrown in too. Remember, if you don’t ask, you don’t get!

Need help paying for your holiday?

At Leeds Credit Union, we offer a range of savings accounts that can help you start saving for your next holiday today. Or you could take out one of our affordable loans and borrow from £250 to £25,000 to help you enjoy the holiday of your dreams. Click here to find out more.

Unlock Financial Freedom: The Power of Debt Consolidation.

18th June 2024 3:54 pm Comments Off

Unlock Financial Freedom: The Power of Debt Consolidation.

As the cost of living crisis continues to increase the financial pressure facing many households in the UK, news that a lack of investment is likely to stop the UK economy from growing any time soon couldn’t have come at a worse moment.

The timing is especially unwelcome when you consider the amount of debt people in the UK face. According to financial planner Money Advisor, the average amount of unsecured debt per UK adult in June 2023 was £4,087, while the average total per UK household was £65,529.

With financial problems mounting, it’s never been more important to keep a close eye on your debts and make sure they’re properly managed.

One of the most effective ways of doing so is with a debt consolidation loan. But what exactly is a debt consolidation loan and what are its benefits? We take a look.

What is a debt consolidation loan?

A debt consolidation loan is a type of loan that an individual takes out to pay off their existing debts. The individual uses the money from the debt consolidation loan to pay off the people or companies to whom they are in debt, then repays the loan in monthly instalments.

Debt consolidation loans can be used to pay off different types of debt, such as credit cards, overdrafts, store cards or personal loans.

What are the benefits of debt consolidation loans?

Taking out a debt consolidation loan is an effective way of taking back control of your finances as it allows you to immediately pay off all your debts and leaves you responsible for just one repayment each month.

When you have several lenders to repay each month, it can be easy to forget to make a payment, especially if the repayments are for different amounts and due on different dates. Needless to say, this makes budgeting and general money management much more difficult.

Because bigger loans often come with lower interest rates, debt consolidation loans can also lower your monthly repayment amount, reducing your outgoings. The repayments can also be spread over a period of time that is more suitable for you, which could potentially lower your monthly repayments too.

Take control of your debt with a Leeds Credit Union loan.

A cursory glance at almost any British news outlet will give you an indication of the financial difficulties people in the UK currently face. While this is naturally a cause for concern, it’s important to remember that financial help from reputable lenders is available to anyone who needs it.

At Leeds Credit Union, we don’t charge any set-up fees for our debt consolidation loans, nor do we charge any penalties for early loan repayments. For more information or to apply for a loan, click here.

Springtime Savings: Five Tips to Make Your Money Go Further This Season.

23rd April 2024 3:58 pm Comments Off

Springtime Savings: Five Tips to Make Your Money Go Further This Season.

With spring almost in full bloom, it’s the perfect time to give your finances a refresh and make your money work harder for you. Whether you’re saving up for a special purchase, planning a holiday or looking to boost your financial safety net, here are five tips to help you make the most of your money this spring.

Audit your savings account.

Take a close look at your current savings account and compare it to what else is out there. Many financial institutions offer competitive interest rates and incentives for new customers, so moving your savings to an account with better rates can help your money grow faster over time, providing you with a stronger financial foundation.

Cut down on unnecessary expenses.

Spring is the perfect time to review your monthly expenses and identify areas where you can cut back. Take a close look at your subscriptions, memberships and recurring bills. Are you paying for anything you no longer use or need? Could you manage with less data on your mobile phone contract or fewer streaming services?

If the answer is ‘yes’, cancelling or downsizing these expenses can free up extra money to put towards your savings goals.

Shop smarter.

With the warmer weather comes the temptation to splurge on the likes of new clothes, home decor and outdoor equipment. But before making any purchases, ask yourself if they’re really essential and, if they are, take the time to shop around and compare prices.

Look for sales, discounts and coupons to stretch your budget further, or consider buying second-hand or pre-loved items to save even more money while also reducing your environmental impact.

Explore cashback and rewards programs.

Make the most of your everyday spending by signing up for cashback and rewards programs. Many banks, credit cards and shopping platforms offer cashback or rewards points on purchases and, by using them strategically, you can earn money back on your regular expenses, effectively getting paid to spend.

Become more energy efficient.

As the weather warms up, now is the perfect time to invest in energy-efficient upgrades for your home.

Simple changes like installing LED light bulbs, resealing drafty windows and upgrading to a programmable thermostat can help lower your energy bills and reduce your carbon footprint.

Better still, some energy-saving improvements qualify for government incentives and rebates, making them even more cost-effective in the long run.

Leeds Credit Union – here when you need us.

By implementing these five tips, households can make their money go further this spring and set themselves up for financial success in the months ahead.

If you’ve done everything you can to save some extra money but are still struggling to make ends meet, you could borrow between £250 and £25,000 with one of our affordable loans. To find out more, click here.

Debt Awareness Week 2024.

20th March 2024 11:42 am Comments Off

Debt Awareness Week 2024.

This week is Debt Awareness Week, a poignant reminder about the impact that debt can have on individuals and families.

Taking place from March 18th – 24th, it’s an initiative that aims to shed light on the issue of debt and to offer support to those grappling with its consequences, reassuring them that help is available for those who need it.

Why debt awareness matters.

Debt is a complex and often stigmatised subject, yet it is a reality for millions of people worldwide. From mounting credit card bills to overwhelming loan repayments, the cycle of debt can feel insurmountable without the proper knowledge and support. Debt Awareness Week serves as an opportunity to break the silence surrounding debt and to empower individuals with the information and resources they need to regain control of their financial wellbeing. It’s also an invaluable opportunity to reassure anybody struggling with debt that help is available.

Together, by fostering debt awareness, we can:

Educate by equipping individuals with the tools and understanding necessary to make informed financial decisions and navigate the complexities of debt management.

Destigmatize. Shame and stigma often accompany debt, preventing individuals from seeking help and exacerbating their financial struggles. By fostering open and honest conversations about debt, we can eliminate the stigma surrounding financial difficulties and create a supportive environment where individuals feel empowered to seek assistance without fear of judgement.

Empower. At Leeds Credit Union, we believe that everyone deserves a chance to achieve financial stability. Whether through debt consolidation loans or our Money and Budgeting Service (MABS), we are committed to empowering individuals to take control of their finances and work towards a brighter, debt-free future.

Join us in spreading awareness.

This Debt Awareness Week, we invite you to join us in spreading awareness and support for those affected by debt. Whether by sharing resources or simply offering an ear to those in need, together we can make a meaningful difference in the lives of individuals and families facing financial challenges.

If you or someone you know is struggling with debt, you can contact us for support and advice here.

Celebrate St Patrick’s Day In Leeds!

13th March 2024 4:13 pm Comments Off

Celebrate St Patrick’s Day In Leeds!

Given Leeds’ well-deserved reputation as a city in which there’s almost always something to do, you won’t be surprised to hear that anyone looking to celebrate Saint Patrick’s Day this weekend is in for a treat!

March 17th is the day on which Irish culture and heritage are celebrated in all their glory in commemoration of Saint Patrick, Ireland’s foremost patron saint.

Today, despite only being officially recognised as a public holiday in the Republic of Ireland and Northern Ireland, St. Patrick’s Day is celebrated all over the world. In fact, it’s celebrated in more countries than any other national festival, with revellers typically enjoying public parades, traditional Irish music sessions, the wearing of green clothing and, of course, a glass or two of Irish beer or whiskey.

There will be lots to do in Leeds City Centre this Sunday to mark the occasion, with a major St Patrick’s Day celebration planned.

Organised by the Leeds St Patrick’s Day Parade Committee, the day will feature lots of free entertainment, including:

The St. Patrick’s Day parade itself – join the procession at Millennium Square and take a journey through the city alongside a wave of colourful rafts and walking displays!
Family fun in Millennium Square between 10.30am and 4pm, featuring a variety of performers and artists.
Music from pipe and brass bands.
Refreshment stalls, rides for children and a bar for adults.

For more information, visit: https://www.millsqleeds.com/whatson-event/st-patricks-day-parade/

Sláinte!

We’ve Been Nominated For Two Consumer Credit Awards!

8th March 2024 4:00 pm Comments Off

We’ve Been Nominated For Two Consumer Credit Awards!

We’re delighted to be in the running for not one but TWO Consumer Credit Awards – and not only can you help us win them, you could win £1,000 just for taking part!

We’ve been nominated in both the ‘Best Credit Union (North)’ and ‘Best Credit Union Loan Provider’ categories. If you think we deserve to win, we’d love it if you took a moment to vote by following the link below and answering a few short questions about your experiences with us. All voters are entered into a draw to win a £1,000 cash prize!

https://smartmoneypeople.com/consumer-credit-awards/review/leeds-credit-union-reviews/loans

Run by the financial services experts at Smart Money People, the Consumer Credit Awards recognise the achievements of organisations in the credit industry – including loan providers, credit unions, credit information partners, retail finance and more. It’s up to consumers to vote, making the awards both unique and a true endorsement of customer satisfaction.

Unlike other awards, the winners of the Consumer Credit Awards are decided solely by customers, making winning one particularly satisfying!

Jacqueline Dewey, CEO at Smart Money People, said: “In the last 12 months we’ve seen consumers face increased costs of living and multiple interest rate rises. These factors have undoubtedly resulted in another busy year for the credit industry. The Consumer Credit Awards recognise those companies that continue to go above and beyond. Thanks to the data we collect with our reviews, the Consumer Credit Awards are an endorsement of customers’ experiences and a symbol of the UK’s very best companies. We can’t wait to see who consumers decide will win in 2024.”

Voting closes on July 11th.

Tag Archive: #saving

Get Ahead Of The Holidays With A Christmas Club Account.

UK Savings Week.

Reducing The Cost Of Sending Your Child Back To School.

The Best Days Out in Yorkshire This Summer.

Savvy Summer Saving: Budget-Friendly Tips for a Memorable Holiday.

Unlock Financial Freedom: The Power of Debt Consolidation.

Springtime Savings: Five Tips to Make Your Money Go Further This Season.

Debt Awareness Week 2024.

Celebrate St Patrick’s Day In Leeds!

We’ve Been Nominated For Two Consumer Credit Awards!