Raj is a qualified accountant with over 25 years of experience in Finance and Risk Management. Raj was instrumental in implementing effective risk management processes and financial controls for the PRA/FCA-regulated Citi UK Consumer Bank. Raj has also worked in many other areas, including transformation and regulatory policy.

Raj holds other NED and Board member positions including L&Q Homes and HTS Group. He also worked as a NED at both Breast Cancer Care and SignHealth, therefore bringing experience in the charity and care sectors. He has a Diploma in Corporate Governance and a Level 2 Certificate in Counselling Skills. Raj is strongly committed to making everyone’s lives better